Banking Trojans, as the name indicate, are designed to steal your banking credentials, and by using this information, hackers further gain access to your hard-earned money. The hackers basically infect the target device or website with downloaders. Those are often being delivered via mass phishing emails. Downloaders will, in turn, download banking Trojans into infected devices.
It is clear that banking Trojans can bring incredible benefits to hackers. They keep on designing many of these. The fraudsters are using different types of malicious software from the past several years. Some pieces of such malware are listed here. The infection trend is on its peak these days.
In order to stay safe from such attacks, it is first important to collect some information about the most prominent banking trojans. Knowledge can help you find ways to protect your credentials.
Top 5 Banking Trojans around the World
This typical trojan was designed to capture sensitive user data such as username and password combinations of some high-value websites and banking systems. The entire information is stored in the server that is under the control of the trojan creator. The most terrible thing to know about Carberp is that it can stay unnoticed on your system for the long run. It keeps on encrypting the stolen data, and instead of using a static key, it makes use of cryptographic cipher for your data.
This trojan is a variation of most powerful financial malware, Zeus. It has many other one-off trojans in the cyber world. As it is designed with an open-source development concept, anyone who knows software coding can easily make a few changes to cause worse threats. The criminal groups have even created a huge community where contributors keep on sharing ideas to add new features into this malware. This trojan is capable enough to record victim activities in the form of videos, block access to security websites, evade site tracking, and use of AES encryption for user data.
The SpyEye is a potential banking trojan that was actually designed to compete with the king, Zeus. But it was not able to match that potential and later, SpyEye botnet parts merged with Zeus, and it turned out to be a meg-banking botnet. Hackers use to place it on the online billing page to collect sensitive personal as well as financial information, and it can work like this for almost one week without being noticed. Three persons were arrested in 2012 for executing SpyEye attacks, and the developer was arrested in the month of May this year. No such attacks are observed after this incident.
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When many new age malware developers are taking inspiration from Zeus, it is important to talk about this trojan as well. Its source code was actually leaked in the year 2011, and since then many others started creating different flavors of Zeus. The virus has even designed its own Wikipedia page as well. It can steal the victim’s secret banking details. Zeus creators preferably target government agencies, corporations, and prominent banks.
5. Zero-Day Exploits
It does not just work for large companies rather can trouble any user connected to the cyberspace. It triggers theft issues by following some phishing campaigns and can steal important information from target systems. It can infect software and operating systems as well while leading to a major disruption in the banking system.
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